Winter is coming and in many parts of the country, winter weather can be unpredictable. Suddenly every day tasks like driving become more difficult due to snow, ice, or freezing rain. According to the NHTSA, 17% of all vehicle crashes occur during winter conditions. It is important to take extra precautions when it comes to driving in these circumstances.

October is Breast Cancer Awareness Month across the United States. During this time you’ll see NFL players donning pink to honor those who have dealt with breast cancer, walks across the country to raise money, along with many other events and gestures to honor survivors and those who have lost their battles with breast cancer. Here at Acceptance, we sponsor Sista Strut, which are walks that happens through out the year to raise money and awareness for breast cancer.

As we see our summer tans fading, the clocks turning back, and cold air in the weather forecast, we know one thing is inevitably true. Winter is coming and heating costs will be coming right along with that. Some people may love the first snow fall, bundling up by the fire, and turning up their heat but once that first utility bill comes in the mail, it’s time to think about how to save money. Most people can’t afford expensive home improvements to make their homes more energy efficient so. We put together a do it yourself (or do it on a budget) list of how you can keep your home warm while saving money on your bill.

While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.

Almost every state requires all drivers to have car insurance. Without it, you’re prone to significantly higher financial loss whether you’re involved in an accident or your car gets stolen. Insurance protects you, your passengers, and your car in the case of an emergency. If you’re new to shopping for car insurance, it’s important to shop around for the best rate and terms possible. Here’s a comprehensive guide on everything you need to know to buy car insurance.