Frequently Asked Questions

If you no longer have your own car but will still be driving with an SR-22, you will need to purchase a non-owner liability policy. Talk to your agent for more details.

No, your insurance agency needs to file a special proof of financial liability form with your state DMV. You cannot file it and you cannot turn in a copy of your insurance card.

The length of time you will be required to maintain this designation is usually between 3-5 years. SR-22 requirements vary by state and offense, so make sure you are clear on your instructions.

Getting back on the road is vital to regaining normalcy. You need to be able to get to work and pick your kids up from school when they are sick. Find an insurer willing to work with you and maybe come up with a payment plan to kick things off.

You’ll still be required by your original state to prove adequate coverage, even if you move to a new state. Your obligation will not disappear.

Once you have successfully completed your term, contact your insurer. Remember, nobody but you is keeping track, so stay on top of this important time frame. After you contact your insurer, they will delete your form and send a form to the DMV, alerting them the time period is over.

It’s great you have completed your mandated time, but insurance companies may still consider you a high-risk driver for some time to come. In some states, such as Texas, a DUI never leaves your record. All insurance companies check your driving record before issuing a quote. Be patient and drive safely. Your rates should get lower as time passes.