{"id":1822,"date":"2024-03-01T05:45:13","date_gmt":"2024-03-01T05:45:13","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=1822"},"modified":"2024-04-22T20:01:22","modified_gmt":"2024-04-22T20:01:22","slug":"auto-insurance","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/","title":{"rendered":"Car Insurance"},"content":{"rendered":"
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Auto Insurance<\/h2>\n
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The constant need to pay for something every month may lead you to question the true purpose of car insurance. Without a general knowledge of car insurance, those who are fairly new to owning a car may get frustrated at the high cost alongside what seems to be a lack of return. Nonetheless, car insurance provides a number of benefits for every driver and vehicle owner. This guide will cover everything there is to know about car insurance and provide answers to some of the most frequently asked questions.<\/p>\n <\/div>\n \n\n\n

What Is Car Insurance?<\/h2>\n
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Car insurance, similar to any other type of insurance, is a financially protective measure. You pay an insurance provider small amounts on a regular basis and, in return, you have financial coverage when an emergency happens. With regard to car insurance, you pay your insurance provider so you can drive with peace of mind and know that your vehicle will be covered in the event of an accident.<\/p>\n <\/div>\n \n\n \n \n \"\"\n

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Car Insurance FAQs<\/h2>\n
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Get answers to the most common insurance questions.<\/p>\n <\/div>\n <\/div>\n <\/a>\n \n\n\n

What Happens if I Have an Accident?<\/h2>\n
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In addition to knowing what exactly car insurance is, you have to know how accidents can affect it<\/strong><\/a>. The truth is that your car insurance rate typically goes up after an accident. After an accident, you may notice an increase in your premium for a variety of reasons.<\/p>\n

For one, you may be placed in a higher risk pool; this means that your insurer will reassess your rate of risk and may raise your rates depending on the circumstances. Furthermore, a car accident will likely disqualify you for a safe driver discount. Lastly, an erasure of premium benefits means that you are no longer protected from an increase in the rate the second time around. Something else you need to be aware of when it comes to car insurance and accidents is your deductible.<\/p>\n

Deductibles are an out-of-pocket<\/span> cost that you will be responsible for if you file a claim with your insurance. The higher your deductibles are, the lower your premiums will be. If you want to be responsible for the lowest possible out-of-pocket<\/span> expense in the event of an accident, you can pay a higher monthly premium.<\/p>\n <\/div>\n \n\n

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A comprehensive guide for car insurance would never be complete without introducing to you some of the basic types of car insurance. By identifying different types of coverage, you are better equipped to choose the right one for you. Furthermore, going through this list will give you ample knowledge as to how each works and which policy would benefit you the most. Here are the different types of car insurance:<\/p>\n <\/div>\n \n\n <\/div>\n <\/div>\n<\/div>\n\n\n

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Types of Auto Insurance Coverage<\/h2>\n
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