Acceptance Blog

Accident forgiveness isn’t normally offered by automobile insurers, but this increasingly popular insurance offering can draw you in if you’re looking to save money on car insurance premiums.

If you’re in a car accident and want to file a claim with a car insurance company, then you’re likely going to be dealing with an auto insurance claims adjuster. Claims adjusters work for the insurance company to deal with claimants, investigate the details of the accident, check your coverage, and determine a settlement to cover your loss or damage.

Did you know that December is National Impaired Driving Prevention Month? Every year since 1981 each President of the United States has dedicated this month to educating the public on the dangers of driving while impaired.

Winter is coming and in many parts of the country, winter weather can be unpredictable. Suddenly every day tasks like driving become more difficult due to snow, ice, or freezing rain. According to the NHTSA, 17% of all vehicle crashes occur during winter conditions. It is important to take extra precautions when it comes to driving in these circumstances.

October is Breast Cancer Awareness Month across the United States. During this time you’ll see NFL players donning pink to honor those who have dealt with breast cancer, walks across the country to raise money, along with many other events and gestures to honor survivors and those who have lost their battles with breast cancer. Here at Acceptance, we sponsor Sista Strut, which are walks that happens through out the year to raise money and awareness for breast cancer.

As we see our summer tans fading, the clocks turning back, and cold air in the weather forecast, we know one thing is inevitably true. Winter is coming and heating costs will be coming right along with that. Some people may love the first snow fall, bundling up by the fire, and turning up their heat but once that first utility bill comes in the mail, it’s time to think about how to save money. Most people can’t afford expensive home improvements to make their homes more energy efficient so. We put together a do it yourself (or do it on a budget) list of how you can keep your home warm while saving money on your bill.

While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.

Almost every state requires all drivers to have car insurance. Without it, you’re prone to significantly higher financial loss whether you’re involved in an accident or your car gets stolen. Insurance protects you, your passengers, and your car in the case of an emergency. If you’re new to shopping for car insurance, it’s important to shop around for the best rate and terms possible. Here’s a comprehensive guide on everything you need to know to buy car insurance.

If you’re considering purchasing life insurance, you may find yourself wondering what the benefits are and how your family can use the money in the event of a tragedy. Life insurance provides your loved ones with a lump-sum payment that can be used to cover funeral costs and/or help replace your income. Whether you leave behind a spouse that needs help paying the mortgage or a child that needs help covering the cost of college tuition, life insurance can help ease the financial burden on your family.

Did you know that September is National Life Insurance Awareness month? It is an important reminder to everyone to make sure you’re covered in case something happens to you.

Fall is right around the corner which means it’s the perfect time for a road trip! You’re not dealing with driving in snow or the brutal summer heat. Instead you’re enjoying the brisk air, apple picking, ,and the changing fall foliage. The bursts of yellow, orange, and red tend to start at the end of September through mid-November depending on what part of the country you’d like to visit. Plan a trip to one of the destinations below!

Road trips are a great way to bring your summer to an end. Whether you’re hitting the road with family or friends, finding the right trip for your crew is important. We’ve rounded up five great end-of-summer road trips for you!

The 79th annual Sturgis Motorcycle Rally is right around the corner! It's happening August 2-11, 2019 in Sturgis, South Dakota and we want to help you make the most of your trip! Aside from hanging out with other riders, you'll have the chance to show off your bike, listen to live music, sightsee, and more! Every year brings different activities but one thing is for sure, if you're a motorcycle enthusiast, Sturgis is the place to be! We've put together a short list of events that we recommend if you're making your way to Sturgis this year.

Auto insurance provides people with a form of financial protection in case something unexpected and costly happens to their vehicle. Liability insurance is a legal requirement and some states require drivers to have both property damage liability and uninsured or underinsured motorist coverage. However, based on your location and personal driving needs, basic auto insurance coverage might not be enough. We previously covered everything you need to know about auto insurance so let’s talk about what will be covered by different types of insurance.

Summertime, and the living is easy, at least that’s what Ella Fitzgerald says. The weather is warm, the kids are out of school, and family BBQs are happening. It’s time to take your warm weather toys out of storage and get ready for trips to the river, the lake, or the ocean. The living might seem easy but an accident involving your boat or ATV could complicate things. No matter what your summer plans are, we’re here to make sure you and your toys are covered this summer!

With temperatures rising and vacations coming up, it’s important to make sure your car is ready for the summer weather. Your vehicle will alert you for many issues like oil changes, tire pressure, and that you need to check your engine but it’s important to prepare your vehicle for the coming heat. We’ve put together a simple list to walk you through making sure your car is in top shape for summer.

Homeowners insurance is a type of coverage that protects you financially in the event of an accident, disaster, or theft involving your home. A standard homeowners insurance policy will include four types of coverage: structure, personal belongings, additional living expenses, and liability.

Buying a home is an incredible accomplishment and while we know it’s a happy time in a person’s life, it is important to remember that there are things that can happen. How do you keep yourself safe if your home ever experiences a fire, flood, or other types of damage? We recommend finding the right type of homeowners insurance that fits you and your family. No matter what your circumstances are, we are here to help you find the right plan.

Whether you’re driving a car or a motorcycle, the rules of the road are the same but driving a motorcycle requires different skills than a car and a few extra steps to make sure you stay safe on the road. Follow our five motorcycle safety tips below and make sure your next ride goes smoothly.

The unofficial kick-off to summer is here and everyone is thinking about where to go and what to do with their extra time off. No plans for your long weekend? No problem! We’ve rounded up five amazing and affordable trips for Memorial Day weekend.

With a growing number of states cracking down on distracted driving, it’s important to look at all aspects of the problem. Texting while driving is one of the most common distractions for drivers today but there are several other things that may take our mind off the road. Here are 5 tips to reduce distracted driving and keep you safe on the road.

Although many people think that the only type of distracted driving involves driving while using a phone there are many ways a person can be distracted while driving. Texting, talking on the phone, eating, changing the radio station are all examples of distracted driving.

We’ve rounded up the top spring break destinations and we’re sharing them with you to make your decision a little easier this year.

As far as resorts go, if you enjoy sun, sand, and great food, it is hard to find anything better than the high class, but moderately priced, resorts in Mexico. Many of these resorts not only have a gorgeous beach to enjoy, but they offer shuttles to various local expeditions, pools, nightclubs, spas, and more!

Here at Acceptance we know how important it is to make sure your loved ones are protected, which is why we offer an affordable life insurance option.

Tax season is upon us and many Americans have a big incentive to finish their tax return; a four- figure refund check coming from the Internal Revenue Service.

Winter is here and making sure your car is prepared for an emergency is more important than ever. Here’s a simple winter maintenance checklist to help you prepare for the weather ahead.

If you find yourself driving in winter weather, you likely have an opinion on what makes a car good for handling the snow and ice. Winter isn’t just coming, it is already here which means many of us are already driving through ice, snow, and slush.

In most states, you are legally required to have auto insurance if you are driving or own a vehicle. However, auto insurance can be a significant expense that many people would like to better manage. The cost of your insurance premium will depend on a variety of factors.

When an accident occurs, a claim should be filed with the insurance company to either compensate you for damages you received or represent you if you are liable for damages. Making a claim doesn’t have to be complicated. Here are 5 steps to filing an auto insurance claim.

Cars might be expensive, but your auto insurance doesn’t have to leave you broke. Many drivers search for useful ways to decrease their spending by lowering their insurance premiums. Here are four strategies that can be implemented to tame high insurance costs:

Auto insurance companies like to boast “accident forgiveness” and “good driver” discounts because accidents have a huge influence on your annual car insurance rates. An accident, or lack thereof, can mean the difference of hundreds of dollars on your premium.

Nothing can beat the experiences and sights of an old-fashioned road trip. Sure, flying will get you to your destination quicker, but a road trip allows you to explore nature, landmarks, and towns along the way. Whether you’re looking to hit the road with family or friends, the memories made on road trips will never be forgotten.

When purchasing car insurance, you are likely concerned about making sure you have enough coverage for the financial costs associated with damages and loss from a car accident.

Buying a vehicle is a big decision and can be overwhelming if you aren’t sure what to look for. A vehicle is more than just a lifeline that connects you from place to place, it’s also a lengthy investment that will be with you until you pay it off. As you begin shopping for your next vehicle, there are a few factors to keep in mind.

Simple Questions to Help You Decide

What Is It and Why Should I Care?

When it comes to purchasing a car, safety features are one of the most important things to consider. Automobile companies are rated annually to determine how safe their vehicles are. There are two agents that provide safety ratings for all vehicles.

Used cars are attractive to drivers who are looking for lower purchase prices and great overall value. However, searching for a used vehicle can often be overwhelming. Some used vehicles may have experienced too much wear and tear or have had mechanical issues that aren’t immediately apparent to a buyer.