As a leader in Ohio auto insurance, Acceptance understands that value and service are the cornerstones of a great insurance policy. Our mission is to provide a wide range of auto insurance products, so every customer can tailor their policy to meet their unique needs, including these core coverage types:
- Drivers in Ohio must have a minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage, and $25,000 per accident in property damage liability coverage.
Basic Liability Coverage
This is the minimum level of Ohio auto insurance that drivers must have before they can legally get behind the wheel in this state. If you are at fault for a collision with another vehicle, your basic liability coverage will pay for the driver's medical bills, any passengers' medical bills and damage to the vehicle or any other property within. Many drivers also opt for additional coverage, as the minimum required amount is often insufficient to cover expensive repairs and ongoing medical bills resulting from a collision.
Comprehensive and Collision Coverage
Comprehensive/collision coverage takes care of many accident-related costs that a basic liability policy won't cover. Collision coverage will cover the damage to your vehicle and other property following an accident, while comprehensive coverage will take care of other sources of damage, such as fire, theft, vandalism and rocks or other debris hitting the windshield. As part of our effort to provide choice and freedom to our customers, Acceptance offers a wide range of comprehensive and collision coverage options with different monthly payments depending on the deductible amount you choose and other factors.
Uninsured Motorist Coverage
Unfortunately, there are many drivers in Ohio without insurance, or with only a minimal amount of insurance that may not cover the cost of medical bills and property damage if they are to cause a collision with your vehicle. It's a rather scary thought. Acceptance offers uninsured motorist coverage to give you the peace of mind you've been looking for.
You. Your Terms. Accepted.®
Types of Car Insurance We Offer: