Ohio Auto Insurance
Get A Free Quote

About

Ohio Auto Insurance

As a leader in Ohio auto insurance, Acceptance understands that value and service are the cornerstones of a great insurance policy. Our mission is to provide a wide range of auto insurance products, so every customer can tailor their policy to meet their unique needs, including these core coverage types:

State Requirements

Drivers in Ohio must have a minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage, and $25,000 per accident in property damage liability coverage.

Basic Liability Coverage

This is the minimum level of Ohio auto insurance that drivers must have before they can legally get behind the wheel in this state. If you are at fault for a collision with another vehicle, your basic liability coverage will pay for the driver's medical bills, any passengers' medical bills and damage to the vehicle or any other property within. Many drivers also opt for additional coverage, as the minimum required amount is often insufficient to cover expensive repairs and ongoing medical bills resulting from a collision.

Comprehensive and Collision Coverage

Comprehensive/collision coverage takes care of many accident-related costs that a basic liability policy won't cover. Collision coverage will cover the damage to your vehicle and other property following an accident, while comprehensive coverage will take care of other sources of damage, such as fire, theft, vandalism, and rocks or other debris hitting the windshield. As part of our effort to provide choice and freedom to our customers, Acceptance offers a wide range of comprehensive and collision coverage options with different monthly payments depending on the deductible amount you choose and other factors.

Uninsured Motorist Coverage

Unfortunately, there are many drivers in Ohio without insurance, or with only a minimal amount of insurance that may not cover the cost of medical bills and property damage if they are to cause a collision with your vehicle. It's a rather scary thought. Acceptance offers uninsured motorist coverage to give you the peace of mind you've been looking for.
Thomas Kunstmann
Acceptance Agent,
Foley, AL

Talk To Us

Call Us
Quotes
1.877.405.7102
Service
1.800.321.0899
Claims
1.800.779.2103
Find A Location

Recent Blog Posts

Will I Qualify for Accident Forgiveness?
Accident forgiveness isn’t normally offered by automobile insurers, but this increasingly popular insurance offering can draw you in if you’re looking to save money on car insurance premiums.
What Do Auto Insurance Claims Adjusters Do?
If you’re in a car accident and want to file a claim with a car insurance company, then you’re likely going to be dealing with an auto insurance claims adjuster. Claims adjusters work for the insurance company to deal with claimants, investigate the details of the accident, check your coverage, and determine a settlement to cover your loss or damage.
National Impaired Driving Prevention Month
Did you know that December is National Impaired Driving Prevention Month? Every year since 1981 each President of the United States has dedicated this month to educating the public on the dangers of driving while impaired.
Winter Driving Tips
Winter is coming and in many parts of the country, winter weather can be unpredictable. Suddenly every day tasks like driving become more difficult due to snow, ice, or freezing rain. According to the NHTSA, 17% of all vehicle crashes occur during winter conditions. It is important to take extra precautions when it comes to driving in these circumstances.
Why to Consider Gap Insurance
While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.