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Pennsylvania Auto Insurance

Acceptance has grown to become a leader in Pennsylvania auto insurance, thanks to our focus on outstanding value and first-rate service. We give our customers a large selection of coverage choices, so you can rest assured you will get the right policy for your unique needs and goals. Acceptance offers many different types of coverage for drivers in Pennsylvania, such as these:


State Requirements

  • Pennsylvania drivers are required to carry at least $15,000 per person and $30,000 per incident in liability coverage for bodily injuries, and at least $5,000 in property damage liability coverage.

  • In the State of Pennsylvania, the minimum level of uninsured and underinsured motorist coverage is $15,000 per person and $30,000 per accident. ( Drivers may legally request to reject the uninsured motorist coverage on their insurance policy, but this is not advisable. )

  

Basic Liability Coverage

If you are going to drive in this state, you must carry a Pennsylvania auto insurance policy with basic liability coverage. This is the bare minimum to legally drive in any state, although minimum coverage amounts vary. It's also advisable to get additional coverage beyond the minimum, seeing as most serious accidents cost much more than that.


Comprehensive and Collision Coverage

You can rest assured that your own property will be covered if you add comprehensive and collision insurance to your policy. This type of coverage will pay for your repair bills, replaced property and rental car charges, depending on the level of coverage you choose. Comprehensive coverage also covers damage from things like rocks to the windshield, vandalism, fire and theft. And if you're worried about budget, we've got you covered. Acceptance offers a range of coverage options with lower monthly payments for policies with high deductibles. 


Uninsured or Underinsured Motorist Coverage

These types of coverage protect drivers from the many motorists sharing the road with them who have no insurance or insufficient insurance to cover the real costs of a serious accident. It's a valuable type of protection to have.