State Requirements
Georgia requires bodily injury liability coverage of at least $25,000
per person and $50,000 per incident, and a minimum of $25,000 in
property damage liability coverage.
Basic Liability Coverage
Drivers in this state are required to carry a Georgia auto insurance
policy with liability coverage. If you cause an accident, this basic
policy will cover the other driver, their vehicle and any passengers or
property inside. Since the medical bills and repair/replacement costs
resulting from a collision are often more expensive than the minimum
amount of coverage, additional coverage is highly
recommended.
Comprehensive and Collision Coverage
If you want to make sure your property is protected following an
accident, even if you were the one at fault, you will need to add
comprehensive and collision coverage to your policy. This covers the
costs of repaired and replaced property, as well as any rental car
charges resulting from the automotive repairs. Comprehensive coverage
also covers fire, theft, windshield damage and vandalism. If you're
concerned about the monthly payments, we can even customize a higher
deductible policy that keeps those monthly costs down.
Uninsured Motorist Coverage
This is a very important type of Georgia auto insurance, considering
the high number of uninsured motorists sharing the roads with insured
drivers in this state. Uninsured motorist coverage will protect you from
the high cost of automotive repairs, property replacement and medical
bills if a driver without insurance hits you. Uninsured motorist
coverage from Acceptance is an excellent investment for anyone who
drives in Georgia.
Recent Blog Posts
Did you know that December is National Impaired Driving Prevention Month? Every year since 1981 each President of the United States has dedicated this month to educating the public on the dangers of driving while impaired.
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While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.
Almost every state requires all drivers to have car insurance. Without it, you’re prone to significantly higher financial loss whether you’re involved in an accident or your car gets stolen. Insurance protects you, your passengers, and your car in the case of an emergency. If you’re new to shopping for car insurance, it’s important to shop around for the best rate and terms possible. Here’s a comprehensive guide on everything you need to know to buy car insurance.
Fall is right around the corner which means it’s the perfect time for a road trip! You’re not dealing with driving in snow or the brutal summer heat. Instead you’re enjoying the brisk air, apple picking, ,and the changing fall foliage. The bursts of yellow, orange, and red tend to start at the end of September through mid-November depending on what part of the country you’d like to visit. Plan a trip to one of the destinations below!