Tennessee Auto Insurance - Free Quotes Online

Tennessee Auto Insurance

Tennessee Auto Insurance
Tennessee Auth Insurance

Acceptance has become a leader in Tennessee auto insurance because we know what our customers want in an insurance policy - the best value and service for the money. Our range of insurance products includes policies such as the following:

Overview

State Requirements

The State of Tennessee requires that drivers have bodily injury liability coverage of at least $25,000 for each person and $50,000 for each total accident, and property damage liability coverage of at least $15,000 per accident.

The State of Tennessee requires that drivers carry uninsured motorist bodily injury coverage of at least $25,000 per person and $50,000 per accident, and uninsured motorist property damage coverage of at least $15,000 per accident. (Even though this is required coverage, the state does allow you to opt out and reject the coverage but you must do so in writing.)

Basic Liability Coverage

Liability insurance will cover the costs of the other party's medical bills and repairs to their damaged property if you are at fault for an accident. This is the most basic level of Tennessee auto insurance to legally drive in this state. Many drivers choose to get more than the minimum required coverage since vehicle repairs and medical bills can often far exceed these amounts.

Comprehensive and Collision Coverage

If you want your own repair costs and rental car covered after an accident, you will need comprehensive and collision coverage. While collision coverage will take care of the damage to your vehicle and after an accident, comprehensive policies also cover related costs incurred from fire, theft, vandalism or damage to the windshield from rocks and other debris. Acceptance offers flexible monthly payment options for comprehensive and collision coverage based on the deductible you choose.

Uninsured Motorist Coverage

This is an important type of insurance to have whether it's required or not, because not all drivers on the road are carrying insurance, or many have insufficient coverage. With uninsured motorist insurance, you can be sure you're covered.

Talk To Us
Call Us
Quotes
1.877.405.7102
Service
1.800.321.0899
Claims
1.800.779.2103
Find A Location
Recent Blog Posts
seat belt
Throughout the country there are state regulated laws when it comes to wearing your seat belt while either driving or being a passenger in a vehicle. Seat belt laws started to come into effect in the 1990's with California being the first state to make it a primary offense for not wearing a seat belt. 30 more states later added their own seat belt laws.
roadside assistance
Spring break is right around the corner and although some will be flying to their destinations, many will be taking road trips. Did you know that 100 million Americans actually prefer to plan out a road trip rather than fly? If you're someone who prefers to drive rather than fly, be sure that you're prepared for whatever the open road may bring by enrolling in our roadside assistance program.
Invest Your Refund
For a lot of Americans, February comes with goodies not only on Valentine's Day but also goodies in the form of a tax refund check from the IRS. Splurging on a vacation or new electronics may be tempting, but take time to consider investing in your future with your tax refund.
Happy Presidents Day
Celebrated the 3rd Monday of every February in honor of George Washington's birthday, Presidents' Day occurs between February 15th and 21st. President's Day is a national holiday and is typically observed with, among other things, no school for students and closed banks. At Acceptance Insurance, we stay open so we can service our customers should they need us!
Couple meeting with insurance agent
Accident forgiveness isn't normally offered by automobile insurers, but this increasingly popular insurance offering can draw you in if you're looking to save money on car insurance premiums.