Illinois Auto Insurance - Free Quotes Online

Illinois Auto Insurance

Illinois Auto Insurance
Illinois Auto Insurance

We know what drivers are looking for in an Illinois auto insurance policy - great value for the money and service that raises the bar. With a broad selection of coverage options, Acceptance provides the flexible choices you need to customize the perfect policy. Our policy options include many different products, including these core sorts of coverage:

Overview

State Requirements

If you are going to drive legally in the State of Illinois, you must have an auto insurance policy with, at minimum, bodily injury liability coverage of $25,000 for each party and $50,000 for each accident, and property damage liability coverage of $20,000 per accident.

The state also requires a minimum uninsured motorist bodily injury coverage level of $25,000 per person and $50,000 per incident, plus optional uninsured motorist property damage coverage of $15,000 at maximum, with a $250 deductible.

Basic Liability Coverage

Drivers in all 50 states are required by law to carry basic liability coverage when they get behind the wheel. This type of Illinois auto insurance only protects the other driver and passengers, and their property, in the event that you cause a collision. Since collisions can be much more expensive than that, additional coverage is always a good idea.

Comprehensive and Collision Coverage

With collision coverage from Acceptance, your property will also be covered if you cause an accident. The comprehensive coverage takes your policy a step further with protection for cases of vandalism, windshield damage, fire or theft. This is a premium level of protection that can provide the peace of mind you desire. If budget is a concern, simply choose a higher deductible policy from Acceptance, and lower your monthly payments.

Uninsured Motorist Coverage

You may be a responsible driver with sufficient insurance protection, but there's no telling what's going on with the drivers you share the road with. If you want to make sure you're covered even if a driver with insufficient insurance coverage hits you, or no insurance at all, an uninsured motorist policy is right for you.

Talk To Us
Call Us
Quotes
1.877.405.7102
Service
1.800.321.0899
Claims
1.800.779.2103
Find A Location
Recent Blog Posts
seat belt
Throughout the country there are state regulated laws when it comes to wearing your seat belt while either driving or being a passenger in a vehicle. Seat belt laws started to come into effect in the 1990's with California being the first state to make it a primary offense for not wearing a seat belt. 30 more states later added their own seat belt laws.
roadside assistance
Spring break is right around the corner and although some will be flying to their destinations, many will be taking road trips. Did you know that 100 million Americans actually prefer to plan out a road trip rather than fly? If you're someone who prefers to drive rather than fly, be sure that you're prepared for whatever the open road may bring by enrolling in our roadside assistance program.
Invest Your Refund
For a lot of Americans, February comes with goodies not only on Valentine's Day but also goodies in the form of a tax refund check from the IRS. Splurging on a vacation or new electronics may be tempting, but take time to consider investing in your future with your tax refund.
Happy Presidents Day
Celebrated the 3rd Monday of every February in honor of George Washington's birthday, Presidents' Day occurs between February 15th and 21st. President's Day is a national holiday and is typically observed with, among other things, no school for students and closed banks. At Acceptance Insurance, we stay open so we can service our customers should they need us!
Couple meeting with insurance agent
Accident forgiveness isn't normally offered by automobile insurers, but this increasingly popular insurance offering can draw you in if you're looking to save money on car insurance premiums.