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South Carolina Auto Insurance

If you're looking for a South Carolina auto insurance policy with great value and superb customer service, you've come to the right place. We provide our customers with a wide range of options so everyone can find the policy that's right for their unique wants and needs. Acceptance offers many different types of coverage, including the following:


State Requirements

  • In South Carolina, it is mandated that drivers have coverage for bodily injuries of at least $25,000 per involved person and $50,000 per accident, and property damage coverage of at least $25,000 per accident.


Basic Liability Coverage

Basic liability is a required type of South Carolina auto insurance. If you want to drive legally in this state, you will need to have basic liability coverage before you get behind the wheel, which is true in every state. This covers the other driver, any passengers riding with them and their vehicle if you are at fault for an accident. Collisions and the related bills are frequently more expensive than that, though, so additional coverage is advisable.  


Comprehensive and Collision Coverage

A South Carolina auto insurance policy with comprehensive and collision protection will cover much more than a basic liability policy. The collision coverage will take care of your expenses following an accident, including repairs and rental car costs. The comprehensive coverage will cover more than just collisions - it will also cover theft, vandalism, windshield damage and fire damage. You can even customize the monthly payments for an Acceptance policy with comprehensive and collision coverage by choosing a higher or lower deductible, so you can balance the coverage you want with the requirements of your budget.


Uninsured or Underinsured Motorist Coverage

Uninsured or underinsured motorist coverage may not be required in South Carolina, but drivers are strongly advised to add this type of coverage to their auto insurance policies. Uninsured/underinsured motorist coverage will protect you from financial harm if you are in a collision with someone driving with no insurance or an insufficient amount of coverage. Acceptance carries uninsured and underinsured coverage for bodily injury and property damage, so you can rest assured you're covered.