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Texas Auto Insurance

If you're searching for a Texas auto insurance policy that offers exceptional value for your hard-earned money, Acceptance is here to serve you. Our wide range of auto insurance products gives customers the flexibility and choices to design a policy that works for them. You can customize a policy with the coverage you need, including options such as these:

State Requirements

Texas drivers are required by law to have bodily injury liability insurance of $30,000 per involved party and $60,000 per incident, and property damage liability coverage of at least $25,000 per incident.

Basic Liability Coverage

All drivers in this state are required to carry Texas auto insurance with basic liability coverage. This minimum level of insurance will cover the other vehicle, any property inside, its driver and any passengers driving with them if you are at fault for an accident. The minimum coverage is often insufficient, though, so many drivers choose additional coverage.

Comprehensive and Collision Coverage

If you want to make sure you're taken care of following an accident, you will want to add comprehensive and collision coverage to your Texas auto insurance policy. This type of coverage is highly recommended because it will protect your property in the case of a collision, theft, fire, vandalism or damaged windshield. The repair and replacement costs for your damaged property, as well as any rental car bills resulting from the incident, will be covered for the cost of the deductible. If you want to lower your monthly payments, just choose a higher deductible. We offer flexible choices like this, so you can get the policy that's right for you.

Uninsured Motorist Coverage

There's no telling whether the other drivers around you on the road are insured, or whether the insurance they have is adequate to cover your medical bills and property damage if they collide with your vehicle. This is why drivers are advised to add uninsured motorist coverage to their policies. It may not be required in this state, but it is well worth the money for the protection it provides.
Thomas Kunstmann
Acceptance Agent,
Foley, AL

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