You'll need basic liability coverage, which consists of bodily injury
liability coverage of $25,000 or more per person and $50,000 per
incident, and property damage liability coverage of at least $25, 000
Our wide range of coverage options is designed to offer customers the
flexibility to choose the right plan for their needs, including the
coverage types shown below.
Basic Liability Coverage
Alabama requires basic liability coverage to legally drive in this
state. This basic policy will cover the other party's medical bills
and repair costs if you are at fault for an accident. Alabama
requires. You may want to consider additional coverage above the
required amount though, since accidents can cost a lot more.
Comprehensive and Collision Coverage
A basic liability policy only covers the medical bills and repair
costs for the other party following an accident, so it's a good idea
to add comprehensive and collision coverage. This ensures that your
vehicle repairs and rental car costs are covered after an accident,
and with comprehensive coverage, you'll even be taken care of in the
case of fire, theft, windshield damage or vandalism. If you're
concerned about the monthly payments, Acceptance has you covered. You
can simply choose a higher deductible to make your payments go down.
Uninsured Motorist Coverage
Many states require uninsured motorist coverage. Alabama does not
require this type of coverage, although it's common to have about
$25,000 per person or $50,000 per accident. This is a good type of
coverage to have regardless of whether it's required since so many
people drive without insurance or with only the bare minimum coverage.
If you want to make sure you're covered after an accident, regardless
of the other driver's insurance status, be sure to add this to your
Alabama auto insurance policy.