As an industry-leading provider of Alabama auto insurance, we know what you're looking for in a policy: excellent value and service that leaves you smiling. This is what we endeavor to offer to every customer.
You'll need basic liability coverage, which consists of bodily injury liability coverage of $25,000 or more per person and $50,000 per incident, and property damage liability coverage of at least $25, 000 per person.
Our wide range of coverage options is designed to offer customers the flexibility to choose the right plan for their needs, including the coverage types shown below.
Alabama requires basic liability coverage to legally drive in this state. This basic policy will cover the other party's medical bills and repair costs if you are at fault for an accident. Alabama requires. You may want to consider additional coverage above the required amount though, since accidents can cost a lot more.
A basic liability policy only covers the medical bills and repair costs for the other party following an accident, so it's a good idea to add comprehensive and collision coverage. This ensures that your vehicle repairs and rental car costs are covered after an accident, and with comprehensive coverage, you'll even be taken care of in the case of fire, theft, windshield damage or vandalism. If you're concerned about the monthly payments, Acceptance has you covered. You can simply choose a higher deductible to make your payments go down.
Many states require uninsured motorist coverage. Alabama does not require this type of coverage, although it's common to have about $25,000 per person or $50,000 per accident. This is a good type of coverage to have regardless of whether it's required since so many people drive without insurance or with only the bare minimum coverage. If you want to make sure you're covered after an accident, regardless of the other driver's insurance status, be sure to add this to your Alabama auto insurance policy.