Florida Auto Insurance

Florida Auto Insurance

Get A Free Quote

Florida Auto Insurance

Get A Free Quote

About

Florida Auto Insurance

Acceptance knows what makes a great Florida auto insurance policy: outstanding value for the money and first-rate customer service. We offer value to our customers with a diverse selection of auto insurance products, so you can get the policy that's right for your needs, including these fundamental types of coverage:

State Requirements

Florida requires drivers to carry at least $10,000 of personal injury protection (PIP) and $10,000 of property damage liability coverage.

Basic Liability Coverage

Drivers in this state are legally required to carry Florida auto insurance with at least the basic property damage liability coverage. This type of insurance covers the other driver’s property in the event of a collision for which you are at fault. Most serious collisions are far more expensive than that though, so it's a good idea to consider additional coverage. However, Florida does not require bodily injury liability coverage. This means that if you are at fault in an accident and the other driver incurs accident-related medical expenses, your insurance would not cover any of it. Bodily injury liability insurance is highly recommended in Florida so you will be covered in case of an at-fault accident.

Personal Injury Protection

In Florida, all drivers are legally required to purchase personal injury protection, or PIP. This covers the majority of medical expenses for you and your passengers, regardless of who is at fault in an accident. This coverage also covers, in part, lost wages, all replacement services such as child care, housekeeping or lawn work. It also provides a death benefit.

Comprehensive and Collision Coverage

Adding comprehensive and collision protection to your policy is a smart move. A comprehensive and collision policy will cover your property repair and replacement costs following an accident - not just the other driver's - and you can even add rental car coverage. Comprehensive coverage applies to things like fire, theft, vandalism and other types of damage, as well. If you're worried about the monthly payments, Acceptance has you covered. You can always choose a higher deductible to lower your policy premiums.

Uninsured Motorist Coverage

If you want to know that you're covered in the event of an accident, regardless of the other driver's insurance status, you will need to add uninsured motorist coverage to your Florida auto insurance policy. This type of coverage will protect you from the high costs of medical bills and repairs resulting from collisions with drivers who were not carrying insurance, or who had inadequate coverage for the scope of the damage. Acceptance Insurance offers a range of uninsured motorist coverage to suit your needs.

Talk To Us

Call Us
Quotes
1.877.405.7102
Service
1.800.321.0899
Claims
1.800.779.2103
Find A Location

Recent Blog Posts

Top Destinations to See Fall Foliage
Fall is right around the corner which means it’s the perfect time for a road trip! You’re not dealing with driving in snow or the brutal summer heat. Instead you’re enjoying the brisk air, apple picking, ,and the changing fall foliage. The bursts of yellow, orange, and red tend to start at the end of September through mid-November depending on what part of the country you’d like to visit. Plan a trip to one of the destinations below!
Five Awesome End-of-Summer Road Trips
Road trips are a great way to bring your summer to an end. Whether you’re hitting the road with family or friends, finding the right trip for your crew is important. We’ve rounded up five great end-of-summer road trips for you!
Is This Covered by My Auto Insurance?
Auto insurance provides people with a form of financial protection in case something unexpected and costly happens to their vehicle. Liability insurance is a legal requirement and some states require drivers to have both property damage liability and uninsured or underinsured motorist coverage. However, based on your location and personal driving needs, basic auto insurance coverage might not be enough. We previously covered everything you need to know about auto insurance so let’s talk about what will be covered by different types of insurance.
Summer Heat Maintenance Checklist
With temperatures rising and vacations coming up, it’s important to make sure your car is ready for the summer weather. Your vehicle will alert you for many issues like oil changes, tire pressure, and that you need to check your engine but it’s important to prepare your vehicle for the coming heat. We’ve put together a simple list to walk you through making sure your car is in top shape for summer.
Top 5 Affordable Memorial Day Weekend Trips
The unofficial kick-off to summer is here and everyone is thinking about where to go and what to do with their extra time off. No plans for your long weekend? No problem! We’ve rounded up five amazing and affordable trips for Memorial Day weekend.