Missouri Auto Insurance
Acceptance understands what our customers are looking for in a Missouri
auto insurance policy: great value and great customer service. With
industry-leading customer service, we also want to make sure you feel
good about your policy. We offer a wide-range of policy options such
as:
State Requirements
Missouri requires that drivers have bodily injury liability coverage of
at least $25,000 per person and $50,000 per accident, and property
damage liability coverage of at least $10,000 per
accident.
Missouri requires uninsured motorist coverage of at least $25,000 per
person and $50,000 per accident.
Basic Liability Coverage
If you want to legally drive in the State of Missouri or any other
state, you will need to have basic liability coverage. Liability
insurance provides for the other party if you are at fault for an
accident that causes bodily injury and/or property damage. It's a good
idea to get more coverage than the minimum, though, because accidents
are often far more expensive than that.
Comprehensive and Collision Coverage
Since basic liability insurance only covers repairs to the other
vehicle after a collision, most drivers opt for additional coverage
above and beyond liability. Collision coverage will take care of your
own vehicle repair costs and rental car charges if you are involved in
an accident, and with a comprehensive policy, you're also covered for
windshield damage, vandalism, theft, and fire. Even if you're looking
for a low monthly payment, you can still add comprehensive and collision
coverage to your policy if you choose a higher deductible. Acceptance
has you covered.
Uninsured Motorist Coverage
This is another required type of Missouri auto insurance that you will
need to add to your policy to legally drive in this state. Although
uninsured motorist coverage isn't required in every state, it's always a
good idea to have, because it will cover you even if an uninsured driver
hits your car.
Recent Blog Posts
Did you know that December is National Impaired Driving Prevention Month? Every year since 1981 each President of the United States has dedicated this month to educating the public on the dangers of driving while impaired.
Winter is coming and in many parts of the country, winter weather can be unpredictable. Suddenly every day tasks like driving become more difficult due to snow, ice, or freezing rain. According to the NHTSA, 17% of all vehicle crashes occur during winter conditions. It is important to take extra precautions when it comes to driving in these circumstances.
While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.
Almost every state requires all drivers to have car insurance. Without it, you’re prone to significantly higher financial loss whether you’re involved in an accident or your car gets stolen. Insurance protects you, your passengers, and your car in the case of an emergency. If you’re new to shopping for car insurance, it’s important to shop around for the best rate and terms possible. Here’s a comprehensive guide on everything you need to know to buy car insurance.
Fall is right around the corner which means it’s the perfect time for a road trip! You’re not dealing with driving in snow or the brutal summer heat. Instead you’re enjoying the brisk air, apple picking, ,and the changing fall foliage. The bursts of yellow, orange, and red tend to start at the end of September through mid-November depending on what part of the country you’d like to visit. Plan a trip to one of the destinations below!