When you’re getting ready to move, keeping your belongings safe so they don’t get damaged or stolen is most likely a priority for you. Fortunately, by taking some precautions, you can ensure your items will arrive at your new apartment or home safely and securely. Here are five steps you can take to protect your belongings — and give yourself peace of mind — during your next move.
1. Renters Insurance Or Homeowners Insurance
You might be asking yourself: How can renters insurance and homeowners insurance protect my belongings during a move?
Renters Insurance can protect your belongings from damage or theft, as well as provide coverage for any accidents that may occur while at your rental property. This adds an additional layer of protection by keeping you and your family safe while you are packing and loading your belongings.
Homeowners Insurance can offer protection by providing coverage for damage or theft. If you have a homeowners insurance policy in place, you may be able to replace any items that are lost or damaged while packing as well as during the move.
2. Pack Your Belongings Carefully
You should take care when packing your belongings to safeguard them against damage. Wrap fragile items in bubble wrap or packing paper, as it will help prevent them from getting chipped or broken when moving from one location to another. Make sure to label all boxes clearly. This will help you know which boxes contain fragile items and need to be handled with extra care.
3. Hire A Moving Company
If you are hiring movers, be sure to do your research. Find a company that is experienced and reputable. You should also ask what their insurance policies cover should any of your items get damaged during the move. Make sure they give you a copy of each policy they offer as well as the cost before making your decision.
4. Rent A Storage Unit
If you are moving a long distance or need to store your belongings for any period of time, renting a storage unit can be a good option. Most even offer access to your items 24 hours a day, seven days a week. Be sure to choose a storage unit that is clean and dry, and has security features such as a coded entry, lockable doors, theft alarms, and working video cameras.
5. Keep Your Valuables With You
When moving, it’s best to keep your valuables with you rather than packing them with your other belongings. This includes items such as jewelry, cash, important documents, or family keepsakes. Even if the value is sentimental rather than monetary, you will want to keep a close eye on the items to make sure they aren’t lost or damaged during the move.
Plan A Stress-Free Move With The Right Protection
If you have any questions or concerns, be sure to speak with your moving company contact or an insurance agent at Acceptance Insurance. Our knowledgeable agents can walk you through our renters insurance and homeowners insurance policies and work with you to get the right coverage for your needs. You can also visit us online and get a free, no-hassle quote today!
Common Questions Asked About Protecting Your Belongings During Move
What To Do With Valuables When Moving?
If you have any valuable items, such as jewelry, family keepsakes, cash, or important documents, it's best to keep them with you during the move. This way, you can be sure they won't get lost or damaged in transit.
If you have any large pieces of furniture that are particularly valuable or sentimental, you may want to hire a moving company to transport them. This will ensure that they are moved safely and securely.
What Should I Do If My Belongings Are Damaged During A Move?
If your belongings are damaged during a move, it's important to take action as soon as possible. Here are a few steps to follow:
1. Document The Damage.
Make sure to take pictures or a video of the damage so you have evidence of what happened.
2. Notify The Moving Company.
If the damage was caused by the movers, you'll need to get in touch with the company so they can investigate and file a claim.
3. File An Insurance Claim.
If you have moving insurance, contact your insurer to start the claims process. You will also want to speak to your insurance agent about the coverage your renters insurance or homeowners insurance provides you in this situation.
4. Get Repairs Or Replacements.
Once you've received compensation from the moving company or your insurer, you can get your belongings repaired or replaced.
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