4. Take a Voluntary Defensive Driving Course
Finally, some insurance companies offer discounts or rebates to policy holders who enroll in
approved defensive driving courses. You'll want to check with your insurance company in
advance to ensure that you will receive credit for completing a particular driving class. Defensive
driving courses are investments that pay for themselves because not only can they help lower
your insurance premium, but they can also help you improve your driving skills. If available in
your state, they could lead to useful financial savings.
Depending upon your state of residence, insurance company, and your driving record, you may
discover significant cost savings when you implement some of these methods to lower high
insurance premiums. Taking steps to search for competitive auto insurance rates, accepting a
higher deductible, developing a better driving record, and completing a voluntary defensive
driving course can all lead to reduced monthly insurance payments.