Throughout the country there are state regulated laws when it comes to
wearing your seat belt while either driving or being a passenger in a
vehicle. Seat belt laws started to come into effect in the 1990’s with
California being the first state to make it a primary offense for not
wearing a seat belt, 30 more states later added their own seat belt
If you’re in a car accident and want to file a claim with a car insurance company, then you’re likely going to be dealing with an auto insurance claims adjuster. Claims adjusters work for the insurance company to deal with claimants, investigate the details of the accident, check your coverage, and determine a settlement to cover your loss or damage.
Did you know that December is National Impaired Driving Prevention Month? Every year since 1981 each President of the United States has dedicated this month to educating the public on the dangers of driving while impaired.
Winter is coming and in many parts of the country, winter weather can be unpredictable. Suddenly every day tasks like driving become more difficult due to snow, ice, or freezing rain. According to the NHTSA, 17% of all vehicle crashes occur during winter conditions. It is important to take extra precautions when it comes to driving in these circumstances.
While gap insurance isn’t required to be a part of your insurance policy, this type of add-on coverage can financially protect you from a total loss. If you owe more on your loan than your car’s current market value, you are considered “underwater” or “upside-down” on your loan. In order to avoid making payments on damages that exceed the value of your car, it may be worth it to consider adding gap insurance to your policy.