What Is Homeowners Insurance?
Buying a home is an incredible accomplishment and while we know it’s a
happy time in a person’s life, it is important to remember that there
are things that can happen. How do you keep yourself safe if your home
ever experiences a fire, flood, or other types of damage? We recommend
finding the right type of homeowners insurance that fits you and your
family. No matter what your circumstances are, we are here to help you
find the right plan.
What You Need To Know Before Purchasing Homeowners Insurance
There are a variety of factors and life changes that can affect your
insurance plan. Location, net worth, and budget are important monetary
factors to consider when deciding how extensive your coverage should
be. Marriage, expanding your family, and moving homes are monumental
life changes that require reassessment and possible changes to your
homeowners insurance policy.
What Does Homeowners Insurance Cover?
Although it depends on what company and the type of coverage you
choose there are many perils that homeowners insurance covers. The
perils typically covered are:
- Freezing Pipes
- Smoke damage
- Water damage
Claims related to wind or hail are the most common while claims
related to fire, lightening, or debris removal are the most costly.
You may want to consider adding coverage for your personal belongings
in the event that they are damaged, destroyed, or stolen.
Finding the right Homeowners Insurance
Purchasing a home, whether it be your first or your fourth, is an
investment. The value of your living space and what it contains is
worth more than any dollar amount. While there are some items in your
home that are irreplaceable, we want to make sure that those which can
be replaced are well-insured in the event that you need
Contact an Acceptance Insurance Agent today to find the right coverage for you.