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Celebrating 54 Years of Reliable Insurance Coverage

Authored by David Arnold, VP, Agency Services

For over five decades, Acceptance Insurance has been providing people with the coverage and protection they need. From basic policies to more comprehensive ones, our products and services are designed to take the stress out of everyday life. With competitive pricing for everything from coverage for everyday vehicles to high-end luxury cars, Acceptance has something for everyone’s needs and budget.

As we celebrate 54 years of reliable protection, let’s take a look at the unique offerings provided by Acceptance Insurance that make them stand out in an ever-changing marketplace. Explore why years later, today’s consumers continue to choose one-stop shopping for all their insurance needs with Acceptance corporate commitment to excellence over all these decades.

A Trusted Name in Insurance

With a long history of excellence, Acceptance Insurance has become known for its commitment to delivering affordable and customizable insurance options that meet the unique needs of its clients. We understand that life can be unpredictable, which is why we strive to provide peace of mind and security through our wide range of products and services. Whether you’re looking for auto, home or life insurance, Acceptance has you covered.

Acceptance Insurance proudly features an impressive network of 239 retail stores that have recently been honored with the esteemed Reputation 800 award in 2023.* This notable achievement stands as a testament to our unwavering dedication to providing exceptional customer service and exceeding expectations.

* The 800 Award 2023 List

Products and Services Offered By Acceptance

At Acceptance, we are proud to offer a wide range of products and services to meet the unique needs of each and every one of our customers. From basic policies to more comprehensive ones, you can always count on us for the coverage and protection you need.

Some of the products and services we offer include:

Homeowners Insurance

Homeowners insurance is a type of insurance that helps protect your home and belongings. It typically covers the physical structure of the home, personal belongings, and liability for accidents or injuries that occur on the property. Homeowners insurance could also help safeguard homeowners against unexpected events such as fire, theft, vandalism or natural disasters, providing comfort and financial protection.

Renters Insurance

Renters insurance is an insurance policy designed to protect individuals who rent a home or apartment. It could provide coverage for personal belongings against risks like fire, theft or vandalism. Additionally, renters insurance typically includes liability coverage, which protects the policyholder if someone is injured on the rented property. It could also cover damage to other units & the landlord’s property, for example, if there’s a fire in the kitchen. Renters insurance is similar to homeowners insurance, but differs in that it does not cover the actual dwelling, only the personal possessions and liability of the renter.

Renters insurance is essential for tenants as it offers financial protection and comfort in case of unexpected events or accidents. Renters insurance may not be legally required, but a landlord can require tenants to have a policy to avoid controversy if their things are damaged while on the property.

Life Insurance

Life insurance aims to provide a payout to designated beneficiaries upon the death of the insured individual. It serves as a financial safety net for loved ones, offering protection and support during difficult times. Life insurance could help cover funeral expenses, pay off debts, replace lost income and ensure the financial stability of the beneficiaries. It is an important tool for long-term financial planning and providing peace of mind to policyholders knowing their loved ones will be taken care of after their passing.

Auto Insurance

Auto insurance is designed to provide financial protection in the event of accidents, damage or theft involving a vehicle. It is a legal requirement in most jurisdictions to have car insurance before driving on public roads.

Some common types of car insurance coverage include:

  • Liability insurance, which could cover damages and injuries caused to others in an accident.
  • Collision insurance, which could cover damages to the insured (your) vehicle in a collision
  • Comprehensive insurance, which could cover non-collision-related damages to the insured (your) vehicle if such events as theft, vandalism, or natural disasters occur.
  • Additional coverage options, such as uninsured/underinsured motorist coverage and medical payments coverage, are also available to provide further protection.

Pet Insurance

Pet insurance is an invaluable tool for pet owners seeking to provide comprehensive health care for their furry friends. It offers financial protection by reimbursing a portion of your veterinary expenses, including accidents, illnesses and sometimes routine care. Pet insurance offers a sense of security to pet owners, knowing they can afford necessary medical treatments and procedures without facing overwhelming financial burdens. Whether it’s emergency surgeries, diagnostic tests or long-term treatments, pet insurance allows pet owners to focus on their pet’s well-being rather than worrying about the cost of care.

Travel Insurance

Travel insurance is a valuable companion for individuals embarking on their adventures, providing essential protection against unforeseen circumstances. Whether it’s a sudden trip cancellation, medical emergency, lost luggage or travel delays, travel insurance offers a safety net of financial security throughout the journey. With travel insurance, travelers can have confidence knowing that they have a reliable support system when faced with unexpected challenges.

Commercial Vehicle Insurance

Commercial vehicle insurance is a specialized type of insurance designed to provide coverage for vehicles used for business purposes. It is essential for businesses that rely on vehicles for their operations, such as delivery trucks, service vehicles or commercial fleets. Commercial vehicle insurance offers financial protection against potential liabilities and damages that may arise from accidents, theft or other unforeseen events.

It typically includes coverage for bodily injury and property damage liability, as well as coverage for the vehicle itself, including collision and comprehensive coverage. By having commercial vehicle insurance, businesses can safeguard their assets, mitigate financial risks and ensure that they can continue their operations smoothly, even in the face of unexpected incidents or accidents.

Motorcycle Insurance

Motorcycle insurance is a specialized form of insurance coverage designed specifically for motorcycle riders. It could provide financial protection against potential risks and liabilities associated with owning and operating a motorcycle. Motorcycle insurance typically includes coverage for bodily injury and property damage liability, medical payments, and collision or comprehensive coverage for the motorcycle itself.

Roadside Assistance*

Roadside assistance is a valuable service that offers drivers a sense of security and reliable support during unexpected breakdowns or emergencies on the road. While not insurance, this membership plan provides reassurance by ensuring that drivers can access professional assistance promptly. Roadside assistance typically includes services like towing, jump-starting a dead battery, changing a flat tire, delivering fuel and providing locksmith services. Whether it’s a mechanical issue, a flat tire or running out of fuel, trained professionals are dispatched to the scene to offer prompt help and get drivers back on track efficiently and safely.

Hospital Indemnity*

Hospital indemnity assistance is a product that helps protect you from a financial burden related to medical costs and debt. While not insurance, this membership plan could assist in covering the cost of hospital stays and related medical expenses by providing financial relief to individuals who have exceeded their health insurance coverage limits or are not covered by any health plans.

Hospital indemnity plans may help with out-of-pocket costs such as co-pays, deductibles and other uncovered services during a medical occurrence. It could also provide financial coverage for other medical costs such as ambulance services, prescription drugs and medical-related travel costs. Hospital indemnity assistance offers an additional layer of protection that helps to reduce the financial burden associated with medical costs or debt.


TeleMed services offer a convenient and accessible way to receive medical assistance for non-emergency illnesses. While not insurance, this membership plan provides individuals with the ability to consult and receive a call back from a real, board-certified medical doctor. With this service, individuals can discuss their symptoms, receive a diagnosis, and even obtain prescriptions for necessary medications, all from the comfort of their own homes. This innovative approach to health care eliminates the need for in-person visits, saving time and effort.

How to Find the Right Policy or Product for Your Needs

Finding the right insurance policy or product for your needs can sometimes be overwhelming and confusing. With so many options available, it’s important to do your research before making a decision. Start by understanding your specific needs and what coverage you want. Consider factors such as your age, health and financial situation. Look for policies and products that address these specific needs and look for the right quote. Don’t hesitate to ask for references and read reviews before committing to a policy or product. Remember, the right insurance policy and related products should provide you with peace of mind and a sense of security, so it’s worth taking the time to find the right one for you.

Acceptance Insurance Will Always Have You Covered

With a proud history spanning 54 years, Acceptance Insurance has built a solid reputation based on its commitment to customer satisfaction and broad overage options. We believe that everyone deserves the protection and security of a reliable insurance policy and we strive to provide our customers with the right coverage for their unique needs. As Acceptance Insurance looks to the future, we are committed to providing excellent coverage and will continue to do so in the future.

Common Questions About Insurance

Do I Need Insurance?

When it comes to most people, yes, insurance is essential for any individual or family. Without it, you are vulnerable to serious financial losses due to a medical emergency, accident, natural disaster or other unexpected event. Insurance helps protect you and your loved ones from the financial burden caused by these events.  Also, in many specific situations like owning a car or having a mortgage on your property, insurance may be legally or contractually required.

How Do I Know What Policy or Product is Right for Me?

Choosing the right policy or product can be a challenge, but it’s important to assess your individual needs and find a policy that meets them. Consider factors such as your age, health and financial situation. Read reviews and ask for references before making a decision; the right insurance policy or related product should provide you with peace of mind and financial security.

Are There Discounts Available?

Yes, many insurance providers offer discounts and special offers for customers such as for good drivers, multi-policy and students. It’s always a good idea to research available discounts before signing up for a policy. Ask your provider about any deals or discounts they may have and take advantage of them if possible.


Material in these articles is for general information or entertainment purposes only. Acceptance Insurance does not endorse and is not affiliated with any of the companies or apps listed in this article. Acceptance Insurance is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services, or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners. Price may vary based on how you buy. Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Nothing in this website alters the terms or conditions of any First Acceptance Insurance Company, Inc. policies.  Some policies are underwritten by third-party insurers that are not affiliated with Acceptance and are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria and may not be available in all states. Savings will vary based on coverages and state requirements. Savings are subject to terms and conditions and may not be available in all locations. Not all applicants may qualify. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. CA License #0K20173.

*These are not an insurance product, they are a membership plan. All membership plans are administered by NSD, Nation Safe Drivers.

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