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Getting Car Insurance with an International Driver’s License

Getting car insurance can be confusing and hard, especially if you don’t have the right documents. Whether you’re dealing with premiums or trying to figure out coverage options, getting the information you need is often difficult and stressful. If you are someone who has recently moved to the U.S. from another country or an international student on a visa with just your international driver’s license — don’t worry! Getting insured with a foreign driver’s license doesn’t have to be hard — in fact it can be pretty simple. Read our guide to learn how to go about getting car insurance with an international driver’s license. 

What You Need to Know About Getting Car Insurance with an International Driver’s License 

There are a few important things that you need to know in order to make sure you have the right car insurance coverage when driving in the U.S. with an international driver’s license. First, you’ll need to make sure your foreign license is valid and up to date according to your home country’s laws. After that, different states will likely have different car insurance rules for people who do not live in the U.S., so you’ll need to do your research before driving. Here are some things you should find out before you drive:  

• What restrictions apply to international drivers 

• Which companies provide car insurance for non-U.S. citizens  

• Your car insurance details  

With this knowledge, if something bad happens on the road, you will be prepared and can trust that you have the best protection with your car insurance. 

Different Types of Car Insurance and How They Vary Depending On Your License 

There are three types of car insurance that you can purchase for your vehicle depending on your current license, and most states require them to legally drive a car. These are called liability, collision and comprehensive coverage.  

Liability insurance covers bodily injury and property damage done to someone else during an accident, while collision covers the costs to repair your own car after an accident, no matter who is at fault. Comprehensive insurance covers things like when your car is stolen or if it is damaged in a natural disaster. If you have a learner’s permit or provisional license, you may have to pay more for car insurance than those with regular licenses. But the most important thing is to get an insurance policy that fits your needs. 

Tips for Finding the Best Car Insurance with an International Driver’s License 

Finding car insurance with an international driver’s license can be a daunting task. With numerous car insurance providers out there, it’s important to take time to shop around and find the best car insurance option for your needs. Here are some tips for finding car insurance with an international driver’s license:  

Determine Your Coverage Needs: Before you start the car insurance comparison process, it’s important to determine what kind of coverage you need. Consider the car’s age and the type of car, as well as how often you will be driving it. 

Ask if an International Driver’s License is Accepted: When shopping for car insurance, be sure to ask if an international driver’s license is accepted by the car insurance company. Some car insurers may not accept an international driver’s license, so it is important to check before signing up for car insurance. At Acceptance Insurance, we are proud to provide car insurance for drivers with international driver’s licenses. 

Get a Quote: Once you have determined your car insurance coverage needs and confirmed that an international driver’s license is accepted, it’s time to get car insurance quotes. Make sure to compare car insurance quotes from multiple providers to ensure you’re getting the best car insurance rate for your needs. Get a free online quote from Acceptance Insurance today. 

Consider Additional Benefits: Many car insurance companies offer additional benefits such as roadside assistance, car rental coverage and even legal protection. Consider these extras when shopping for car insurance so that you get the best car insurance policy for your needs. 

Finding car insurance with an international driver’s license can be a time-consuming process, but taking your time to shop and compare car insurance policies can help you get the best car insurance policy for your needs. With the right car insurance in place, you can drive confidently knowing that both you and other drivers on the road are properly covered. 

Factors That Could Affect Your Premium When Buying Car Insurance with an International License 

When it comes to international driver’s licenses, buying car insurance can be a bit tricky. Insurance premiums may go up or down depending on different things. Things such as the amount of time you’ve been in the country, the type of foreign driver’s license you have, and if you have an accident or traffic violation on your record can all affect the amount you’ll pay for car insurance.  

How Much Car Insurance is Required in the U.S.? 

In the United States, you need to have insurance for your car. Most states require drivers to have at least liability coverage to cover any damages they may cause in a car accident. The minimum car insurance requirements vary by state, but typically include $25,000 for bodily injury liability per person, $50,000 for bodily injury liability per accident, and $25,000 for property damage liability. It’s also important to understand that car insurance laws are state-specific and can be different from the minimum requirements of your home country. 

If you have an international driver’s license and plan on driving in the United States, you will need car insurance. Car insurance for drivers with international driver’s licenses usually follows the same laws as car insurance for U.S. citizens, so you’ll need to meet the minimum car insurance requirements of your state in order to legally drive. Depending on where you live, insurance companies may also offer additional coverage options, such as comprehensive and collision coverage. It‘s important to check with an insurance agent before signing a policy to understand exactly what type of coverage is offered. 

Can I Rent A Car In The US With A Foreign Driver License? 

If you’re planning to rent a car, it’s important to check with the rental company about their policies regarding drivers with international driver licenses. Some rental companies may offer insurance coverage, but it may not be sufficient for your needs. You may need to purchase additional coverage, either through the rental company or through your own insurance provider. 

Can An International Student Get Car Insurance In The US? 

Yes, international students typically can get insurance in the US. However, the process and requirements may vary depending on the state and the insurance provider. Some insurance companies may require international students to have a valid driver’s license from their home country or an international driver’s license. Others may require additional documentation, such as proof of enrollment at a school or university. 

Contact Us to Learn More 

Getting car insurance with an international driver’s license can be complicated, but it doesn’t have to be. Knowing the type of car insurance you need and what’s required coverage for your vehicle are both very important when looking for the best policy and premium rate. With these tips in mind, you’ll be able to get the best international car insurance coverage that not only fits your needs, but helps keep you and any passengers safe both in the U.S. and out of the country. Don’t forget that having the right amount of insurance coverage is important wherever you drive.  

If you’re looking for a solid policy or want a free online quote, just contact an Acceptance Insurance agent and we’ll be more than happy to help — don’t let different driving regulations get in the way of your options on getting properly insured. Now buckle up, stay alert out there and drive safe! 

Common Questions Asked About International Driver’s License 

Can I Drive with an International Driver’s License in the U.S.? 

The U.S. requires you to have a valid driving license from your home country in order to drive legally within the U.S. In some states, you may also need to get an International Driving Permit (IDP) in order to legally drive within the U.S. Your home country’s license must be valid and current in order for it to be accepted as a legal form of identification. 

Do I Need to Carry Both My International and Domestic Driver’s Licenses While Driving in the U.S.? 

In some states, drivers are usually required to carry both their domestic license and International Driving Permit (IDP) while driving. Each state has its own laws on the matter, and it is important to be aware of the specific regulations in your particular state. Generally speaking, it is best to always have both documents with you when operating a motor vehicle. 


Material in these articles is for general information or entertainment purposes only. Acceptance Insurance does not endorse and is not affiliated with any of the companies or apps listed in this article. Acceptance Insurance is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services, or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners. Price may vary based on how you buy. Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Nothing in this article alters the terms or conditions of any First Acceptance Insurance Company, Inc. policies. Some auto policies are underwritten by third-party insurers that are not affiliated with Acceptance and are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. CA License #0K20173

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