Many drivers are considered "non-standard" by today's insurance industry. The number of drivers in this category, which some may also label as "high-risk", has increased in the last decade. Drivers who don't fit into the standard category based on age, experience, driving record, bad credit history and other factors are often turned away by other insurance companies. In other cases, less reputable non-standard auto insurance carriers offer inferior coverage options at more than a premium rate. Acceptance strives to offer a wide range of coverage options for non-standard drivers, so you can find an affordable policy that suits your needs, such as non-owner car insurance, or whatever the situation may be.