Many drivers are considered "non-standard" by today's insurance industry. The number of drivers in this category, which some may also label as "high-risk", has increased in the last decade. Drivers who don't fit into the standard category based on age, experience, driving record, bad credit history and other factors are often turned away by other insurance companies. In other cases, less reputable non-standard auto insurance carriers offer inferior coverage options at more than a premium rate. Acceptance strives to offer a wide range of coverage options for non-standard drivers, so you can find an affordable policy that suits your needs, such as non-owner car insurance, or whatever the situation may be.
In some cases, drivers fall into the non-standard category because they have a less-than-perfect driving record. This includes people who have had their license suspended or revoked and those who have had excessive traffic violations or have been convicted of driving while intoxicatedor driving under the influence (DWI or DUI). Teens, new drivers, and senior citizens are also typically considered non-standard drivers. There are companies that only accept standard drivers, thus severely limiting the number of customers they are able toserve. There are also several non-standard auto insurance companies on the market, but they are not all the same. It's important to find a carrier that will consider your unique needs and provide an affordable policy that works for you.
If you have been labeled non-standard or high-risk, you still have many auto insurance coverage options available, despite what other carriers may have told you. Acceptance has helped countless drivers in all categories find the insurance they need with a flexible range of rate and coverage options, and with customer service that can't be beaten. Contact us today to learn more about our non-standard auto insurance policies and get affordable coverage you deserve.