For parents of teen drivers, keeping your kids safe behind the wheel is one of your biggest priorities. A good way to do this is by teaching your teen the importance of safe driving habits — and making sure they’re properly covered with teen auto insurance. Check out the tips below that will go a long way in helping keep your teen safe when they hit the road.
Six Safe-Driving Tips To Give Your Teens
Your teen driver should follow these top guidelines to reduce their risk of being involved in, or getting injured in, an accident:
Wear your seatbelt. Always put on your seat belt, even when you’re just driving around town.
Put away all digital and electronic devices. Avoid driving distractions, such as texting or talking on the phone.
Mind the Speed Limit. Make sure you keep your speed under control.
Keep your eyes on the road. Drive defensively and be aware of other vehicles on the road.
Don't drive impaired, and never drink and drive.
Avoid driving tired. Never get behind the wheel if you’re sleepy or exhausted.
By following these tips, young drivers can help themselves stay safe behind the wheel and avoid accidents.
In addition to teaching your teen these safe driving tips, parents need to make sure their young drivers are properly insured. The right car insurance coverage can help protect teen drivers in the event of an accident. To learn more about auto insurance for teens, talk to an insurance agent at Acceptance Insurance today.
Other Important Teen Driving Tips For Parents To Teach Young Drivers
Before your teen drives on the road for the first time, there are some things you will want to teach them. Make sure they know how to drive safely and responsibly. This includes knowing how to handle different situations on the road, staying calm in a crisis, and following all traffic laws. In addition, be sure to discuss with your teen how to handle the financial responsibility of owning and operating a vehicle. Here are some more tips to help you get started:
Emphasize the importance of following all traffic laws. This includes obeying the speed limit, using turn signals, and coming to a complete stop at stop signs and red lights.
Teach your teen how to properly take care of their vehicle. This includes checking the oil level, maintaining tire pressure, and ensuring that all lights and blinkers are working properly.
Discuss with your teen how to be a responsible driver when it comes to driving impaired. Remind them that they should never drink and drive, no matter what the circumstances may be.
Talk to your teen about the importance of wearing a seatbelt. Explain that seatbelts save lives and should be worn at all times, no matter how short the drive may be.
Help your teen create a budget for their vehicle expenses. This includes the cost of gas, car insurance, and maintenance. Discuss with them how to prioritize these expenses. Show them how to stay within their budget and ensure their vehicle is well-maintained.
Encourage your teen to practice driving in different conditions. This includes rainy weather, nighttime driving, and driving in heavy traffic.
Finally, instill in your teen the importance of being a safe and responsible driver. Remind them that they are sharing the road with other drivers and that they need to be aware of their surroundings at all times.
Why Car Insurance For Young Drivers Is So Important
Auto insurance is a necessity for all drivers, but it’s especially important for young drivers who are just starting out. Teens (ages 16 – 19) are more at risk for getting into accidents than any other age group, so it’s crucial to have adequate car insurance coverage for your teens in case of an accident.
One of the best things you can do as a parent is to help your teen get auto insurance that gives them the coverage they need at a price you can afford. **Here are a few tips to keep in mind when shopping for teen auto insurance:
Look for discounts. Many insurers offer discounts for teen-aged students who are safe drivers, get good grades, and take driver’s education courses.
Get the right coverage. Make sure you understand the different types of auto insurance coverage and choose a policy that gives your teen the protection they need.
Consider a family plan. Young drivers may even be able to be added to their parent’s car insurance plans. If you have more than one teen driver in your household, you may be eligible for a discount by adding them to your existing auto insurance policy.
With all of this in mind, talk to an Acceptance Insurance agent directly who will be able to help you create a coverage plan that works for you and your family. Get a free, online quote today! We’re here to help you find the right car insurance coverage for your whole family, including your teen-aged children.
Common Questions About Keeping Your Teen Safe Behind The Wheel
What Are The Consequences of Not Having Teen Auto Insurance?
One of the consequences of not having auto insurance for teens is that your teen could end up paying more for car insurance when they eventually do get behind the wheel. Adding your teen to an existing policy may be a great option. It will likely increase your existing premium, but it may be more affordable for your teen in the long run.
Is Teen Auto Insurance A Requirement in Every State?
Auto insurance for teens is required in most states. Though it may not be specifically required in your state, it is highly encouraged for teens to obtain car insurance coverage. This is important because teen drivers are statistically more likely to get into accidents than older, more experienced drivers. To protect yourself and your teen, it's important to have adequate auto insurance coverage.
When Does Your Young Driver Need to Obtain Teen Auto Insurance?
If your teen has just gotten their learner’s permit, they may be covered by your insurance plan. However, when they pass their driving test and get their driver’s license, they may need to obtain their own coverage. Talk to an Acceptance Insurance agent to ensure you know what’s offered in your specific coverage plan.
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